COMPARE THE MONEY MERGE ACCOUNT SOFTWARE:

Comparison of the MMA Software
The Bi-Weekly program (which may include MTA, LIBOR, CODI, COSI, COFI or Pay Option ARMs) is one of the most popular methods used to pay down your mortgage sooner.  The Money Merge Account program is not a Bi-Weekly Program.  Here is how they stack up against each other.

Money Merge Account program vs a Bi-weekly payment plan and a 15 year Mortgage:
If you had a 30 year, $200,000 mortgage at 6%, with a $1,199 monthly payment - which option would you choose?

$200,000 Mortgage	30 Year Mortgage	Money Merge Account
Payment Total Interest Paid Payoff Term	$1,199 / Month $231,277 30 Years	$1,199 / Month $70,449 10.4 Yrs*
$400,000 Mortgage
Payment Total Interest Paid Payoff Term	$2,398 / Month $463,354 30 Yrs	$2,398 / Month $190,001 13.8 Yrs**

*   Based on $5,000 Monthly Income - $4,000 Monthly Expenses = $1,000 Discretionary Income
** Based on $6,000 Monthly Income - $4,800 Monthly Expenses = $1,200 Discretionary Income

Bottom Line Results

30 Year Mortgage:
Paid for Home twice.  Total Interest Paid + Original Loan Amount.

Bi-Weekly Plan - 13 Applied Payments / Year:
Additional out-of-pocket expense, does decrease mortgage term and save interest.

15 Year Mortgage:
Reduces Loan Term but does require higher monthly payment.

Money Merge Account Program:
The MMA System offers you the Shortest Mortgage Term while it keeps your monthly payments the same as a 30 year loan, largest interest savings.

Your Money Merge Account Software (The Financial Dashboard)

• Acts as Your Personal Financial Crystal Ball:
  Run different scenarios with the Money Merge software program and decide for yourself what's best for your situation.
• Tracks Your Money:
  Update your account register in about 10 minutes a month and always have an exact balance status report at your fingertips.
• Comes with Professional, Personal Support:
  Need Help? Call your Personal Account Manager for one-on-one Lifetime support.
• Puts You in control of Your Money
  The MMA software helps you manage your money how and when you want.

For answers to Frequently Asked Questions about the Money Merge Account program, click here.